Loan Retriever is not a lender and is not involved in the lending process. The website functions as a free online platform that establishes a connection between a user and a lender. We do not take loan requests; we provide a referral to lenders that participate in our network from consumers seeking short-term financing to solve immediate cash needs. Lenders may or may not perform credit checks with the three credit reporting bureaus: Experian, TransUnion, or Equifax. Lenders may perform alternative credit checks or obtain consumer reports through alternative providers. By submitting your request for a referral, you are authorizing our referral sources including lenders to independently verify the information you submitted and to evaluate your credit worthiness. Providing information and requesting a referral does not guarantee that you will be approved for any type of loan and you may not be contacted by lender. This service is not available in all states. Your decision to accept any loan offer and provide your e-signature on loan document is solely your decision.
Lenders in our network do not offer loans that exceed the maximum allowable APR based on the applicable law in the jurisdiction in which they are licensed. For example, a lender whose maximum APR based on applicable law is 35.99% will only offer loans at or below that APR. If the lender in this example charged the maximum APR of 35.99% APR and the loan amount was $1000, the weekly payment would be $22.97 for a loan with a 12-month term.
We reserve the right to share your personal information with our partners, affiliates, participating lenders in accordance with our privacy policy. By accessing and using loanretriever.com, you acknowledge that you have read our Privacy Policy and E-Consent, understood and agreed.
Thank you for viewing our website. This Privacy Policy conveys to you how we make use of personal info gathered at this site. The privacy practices set forth in this Privacy Policy are for this website only. If you link to other websites, please review the privacy policies posted at those sites. You should read through this Privacy Policy before using the website or submitting any personal details. By using this website, you are accepting the methods explained in this Privacy Policy. These procedures may be changed, but any changes will be submitted, and modifications will only apply to activities and information on a going forward, not retroactive basis. Visitors are invited to look at the Privacy Policy anytime you visit the site to ensure that you understand how any personal details you supply will be used. We are not a lender and do not make loans or credit decisions. We will refer you to a lender based on your information you provide. Our service is FREE and our goal is to recommend a lender. We will NEVER contact you asking you for any type of fee or money. Also, please understand that we cannot help everyone, but we will do everything we can to help you find a legitimate lender.
In the course of using this website, we collect information that could identify you such as your name, email address, mailing address, phone number, Social Security number, driver’s license number, employment, information related to your income, and credit.
We also collect other information that is not used to identify you, including, but not limited to, browser type, internet protocol (IP) address, device type, date and time stamp of visit, demographic data, and data about your online activity. We use cookies or similar technology to collect such information for advertising and other purposes.
This site may use cookie and tracking technologies depending on the features available. We use cookies, web beacons, and similar technologies to record your preferences, track the use of our website and collect information. This information may include IP addresses, browser type, internet service provider (ISP), referring pages, operating system, date and time stamp of visit, and/or click data.
We may reveal information with government institutions or other organizations assisting us in fraud deterrence or analysis. We may do so when (1) permitted or required by law; and/or, (2) seeking to safeguard against or stop actual or potential fraud or unauthorized dealings; and/or, (3) examining fraud which has previously occurred. Information is not granted to these organizations for marketing purposes.
We use the information that we collect about you through your interaction with this website as well as information that you voluntarily provide to us. We may use collected information to (i) deliver the products and services you requested, (ii) personalize your user experience; (iii) communicate with you about products or services that may be of interest to you; (iv) to communicate with you via mail, email, telephone, text message/SMS, or otherwise even if your number appears on a do-not-call list or other similar registry; (v) to provide to third-party lenders or financial institutions for the purpose of determining eligibility for specific products (vi) for business purposes, such as analytics, research, advertising and marketing, and operational purposes; (vii) improve our Website; (viii) improve customer service; (ix) to comply with law enforcement and maintain the security of our Website; and (x) to perform any other functions otherwise disclosed when you provide us with your information.
Consent to Receive Communication. By voluntarily providing and submitting your information on our form or
otherwise using our website, you
opt-in to receive communications (i) from us; (ii) one of our third-party lenders that we partner with; and
(iii) third parties that provide services on
our behalf, such as website hosting partners, text message/SMS service providers, email marketing service
providers, or other parties who assist
us in operating our website, conducting our business, or serving our users.
Consent to Share Your Information. In submitting an inquiry or using the services provided through our
website, you agree that Loan Retriever
may share your information about you or provided by you with lenders and other third parties which provide
services to our users (collectively,
Lender Network”) to deliver the products and services you requested. These Lender Network members include
third-party lenders or financial
institutions, and non-lenders or intermediary service providers that we partner with to help connect you
with a lender or financial institution in the
network.
Other Situations We Share Your Information. We may also be required to share your information (i) pursuant
to a subpoena, court order, legal
process, and/or government or regulatory request, (ii) when we believe disclosure is appropriate in order to
investigate, prevent, or take action
regarding actual or suspected illegal activity or other wrongdoing, to protect and defend the rights,
property, or safety of our Business, our users,
or our employees, or to enforce our website’s terms and conditions or other agreements of policies; (iii) as
part of a sale, merger or acquisition, or
other transfer of all or part of our assets including as part of a bankruptcy proceeding; (vi) with third
parties that is not personally identifying, such
as aggregated or anonymized data, in our discretion, where not prohibited by law.
Your personally identifiable information is secure. By accessing and navigating through this website, you
hereby acknowledge and agree that
Loan Retriever may retain your information indefinitely. Only authorized employees, agents and contractors
(who have agreed to keep
information secure and confidential) have access to this information. All emails and newsletters from this
website enable you to opt-out of further
messages.
We will exercise all reasonable efforts to safeguard the confidentiality of your personal information.
However, transmissions protected by
generally accepted industry standard security technology and implemented by human beings cannot be made
absolutely secure. Consequently,
Loan Retriever shall not be liable for unauthorized disclosure of personal information due to no fault of
Loan Retriever including, but not limited to,
errors in transmission and unauthorized acts of third parties.
California resident please refer to our CCPA disclosure to understand your rights under the California
Privacy Act of 2018 (CCPA).
To exercise one or more of your rights, you or someone you authorize, may call us at (800) 573-7138 or
click on the following link CCPA Request
and follow the instructions provided.
If you are a California resident, you may have certain rights under the California Consumer Privacy Act
(Cal. Civ. Code §1798.100 et seq.)
regarding your personal information, including:
We also must provide in this online disclosure certain details about our collection and handling of categories of personal information. The information that follows shows the types of personal information we may collect about California residents who are subject to the CCPA, the sources from which we collect it, and the ways in which we use and disclose it.
Categories of Personal Information
Category of Sources from which we Collect Personal Information
Business and Commercial Purposes for Use of Personal Information
Categories of Third Parties to Whom Personal Information is Disclosed
We may change this disclosure from time to time. When we do, we will let you know by appropriate means such as by posting the revised disclosure on our CCPA web site with a new “Last Updated” date. Any changes to this disclosure will become effective when posted unless indicated otherwise.